Personal Checking

Checking Accounts

Select the account you are interested in:

All Select Bank checking accounts can be opened with $100 and include these features at no charge:

  • Online Banking
  • Bill Pay
  • Mobile Banking
  • eStatements
  • Debit or ATM Card 

To receive a debit or ATM card, primary account holder must be 18 years of age or older.  

Gold Banking Checking

Our premier interest-bearing checking account, Gold Banking is designed for customers who use a variety of products and services.

  • Tiered interest rates based on account balance1
  • Checks at no charge
  • Unlimited check writing
  • No per item transaction fees
  • Paper statements at no charge
  • Small Safe Deposit Box at no charge or discount on a larger size2
  • 0.25% interest rate discount on any personal loan3

1Paid on collected balance. 2Safe deposit box rental based on availability. 3Based on credit approval and submission of payments via auto draft.
$20.00 monthly service charge. To avoid the monthly service charge of $20.00, you must maintain a $2,500 minimum daily balance, $5,000 average balance or $10,000 average combined balance in checking, savings, CDs, and/or money market accounts. 

eBanking Checking

This account covers all the basics, plus has no minimum balance requirement and no monthly service charge.

Click Here for more information.

  • No minimum balance required
  • No monthly service charge
  • Unlimited check writing
  • No per item transaction fees

$3.00 paper statement fee. 

Easy Green Checking

This account offers local banking with big time benefits. High rewards checking paying 1.01% APY*

  • No minimum balance required
  • FREE access to any ATM Nationwide
  • FREE online banking and bill pay
  • First order of basic checks is FREE
  • Open with just $100

Here is how to earn *1.01% APY

  • Have at least 15 debit card purchase transactions (point of sale) that clear your account each statement cycle (signature or PIN based transaction)
  • Enroll in Online Banking and sign up for eStatements
  • Have at least one external direct deposit or draft post to your account each statement cycle

*Annual percentage yield (APY) is available as of 04/19/16 on balances up to $25,000 when all qualifications are met. Balances over $25,000 earn 0.15% APY. Interest rate is variable and subject to change without notice. Interest is compounded daily and credited monthly based on average daily balance. Failure to meet all qualifications will reduce earnings on account.



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