Personal Checking

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Our Personal Checking Accounts

Compare our personal checking account options to find the account that is right for you. We offer the features that matter the most to you, including the convenience of online and mobile access.

Open any account with just $100. All Select Bank personal accounts include unlimited check writing, no per item transaction fees and a debit card (primary account holder must be 18 years of age or older).

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Easy Green Banking eBanking Gold Banking
Best fit if you are looking for A high rewards interest bearing account with free access to any ATM nationwide. A basic account with no minimum balance requirements and no monthly service charge. An interest bearing account that rewards you for your relationship with us.
Open With $100 $100 $100
Additional Benefits

Free access to any ATM nationwide
No minimum balance requirement
Free Online Banking & Bill Pay
Mobile Banking
 Text Alerts
First order of checks free

No charge at non-Select Bank ATMs1
No minimum balance requirement
Free Online Banking & Bill Pay
Mobile Banking
Text Alerts

Interest bearing2
Checks at no charge
No charge at non-Select Bank ATMs1 
Small safe deposit box at no charge or discount on a larger size3
0.25% interest rate discount on any personal loan4
Free Online Banking & Bill Pay
Mobile Banking
Text Alerts
Monthly Service Charge $0 $0 $20
How to Avoid Monthly Service Charge N/A N/A
$2,500 minimum daily balance
$5,000 average balance
$10,000 average combined balance in checking, savings, CDs and/or money market accounts
How to Earn Interest
To earn the 1.01% APY* you must meet the following:
  • Have at least 15 debit card purchases (PIN or signature based) transactions clear your account each statement cycle
  • Enroll in online Banking and sign up for eStatements
  • Have at least one direct deposit or automatic draft post to your account each statement cycle
N/A All balances in this account earn interest.
Paper Statements eStatements Only
$3.00 for paper statements
eStatements provided free
Paper or eStatements

1 Other bank ATM fees may apply.

2 Paid on collected balance

3 Safe deposit box rental based on availability

4 Based on credit approval and submission of payments by automatic draft

* Annual percentage yield (APY) is available on balances up to $25,000 when all qualifications are met. Balances over $25,000 earn 0.15% APY. Interest rate is variable and subject to change without notice. Interest is compounded daily and credited monthly based on daily balance. Failure to meet all qualifications will reduce earnings on account.