Personal Checking

View More

Our Personal Checking Accounts

Compare our personal checking account options to find the account that is right for you. We offer the features that matter the most to you, including the convenience of online and mobile access.

Open any account with just $100. All Select Bank personal accounts include unlimited check writing, no per item transaction fees and a debit card (primary account holder must be 18 years of age or older).

Please scroll to view the rest of the table.

Easy Green Banking eBanking Gold Banking Select Heroes Checking
Best fit if you are looking for A high rewards interest bearing account with free access to any ATM nationwide. A basic account with no minimum balance requirements and no monthly service charge. An interest bearing account that rewards you for your relationship with us.
A rewards checking that rewards active or retired first-responders, military service persons, teachers and medical professional.
Open With $100 $100 $100 $100
Additional Benefits

Free access to any ATM nationwide
No minimum balance requirement
Free Online Banking & Bill Pay
Mobile Banking
 Text Alerts
First order of checks free


No charge at non-Select Bank ATMs 1
No minimum balance requirement
Free Online Banking & Bill Pay
Mobile Banking
Text Alerts

Interest bearing 
Checks at no charge
No charge at non-Select Bank ATMs 1 
Small safe deposit box at no charge or discount on a larger size 2
0.25% interest rate discount on any personal loan 3
Free Online Banking & Bill Pay
Mobile Banking
Text Alerts
Tiered monthly cash back rewards 4
Free access to any ATM nationwide
No minimum balance requirement
Free Online Banking & Bill Pay
Mobile Banking
 Text Alerts
Monthly Service Charge $0 $0 $20 $0
How to Avoid Monthly Service Charge N/A N/A
$2,500 minimum daily balance
-or-
$5,000 average daily balance
-or-
$10,000 average combined balance in checking, savings, CDs and/or money market accounts
N/A
How to Earn Interest
To earn the 1.01% APY* you must meet the following:
  • Have at least 15 debit card purchases (PIN or signature based) transactions clear your account each statement cycle
  • Enroll in online Banking and sign up for eStatements
  • Have at least one direct deposit or automatic draft post to your account each statement cycle
N/A All balances in this account earn interest. N/A
Paper Statements eStatements Only
$3.00 for paper statements
eStatements provided free
Paper or eStatements $3.00 for paper statement eStatements provided free

1 Other bank ATM fees may apply.

2 Safe deposit box rental based on availability

3 Based on credit approval and submission of payments by automatic draft

4  During the monthly statements cycle use your debit card to conduct Point-of-Sale (POS) transactions (PIN or signature based) and earn cash back rewards as follows: 25 POS transactions, earn $2.50, 50 POS transactions, earn $5.00, 75 POS transactions, earn $10.00
 

* Annual percentage yield (APY) is available on balances up to $25,000 when all qualifications are met. Balances over $25,000 earn 0.15% APY. Interest rate is variable and subject to change without notice. Interest is compounded daily and credited monthly based on daily balance. Failure to meet all qualifications will reduce earnings on account.