Savings & CDs

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Spend Smart. Save Smarter.

Accounts made to keep you on the right track. We offer savings accounts for you and for your children, money markets which give you higher interest rates and access to your cash and CDs with a wide range of terms to meet your savings needs.

We will help you find the right account, whatever your savings goal.

All savings accounts include these features at no charge:

  • Online Banking
  •  Bill Pay*
  •  Mobile Banking
  •  eStatements
  •  Debit Card*
*To receive a debit card, primary account holder must be 18 years or older. Bill Pay available for certain savings accounts.

Power Savings

Earn interest on your daily collected balance with our flexible Power Savings account.
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CD & Money Market Specials Disclosure  Minimum to Open Tier Rate APY*
6 CD Month Special
$500 $500 to $9,999.99 0.35% 0.35%



$10,000 to $49,999.99 0.35% 0.35%



$50,000 to $99,999.99 0.35% 0.35%
12 CD Month Special
$500 $500 to $9,999.99 0.95% 0.95%



$10,000 to $49,999.99 0.95% 0.95%



$50,000 to $99,999.99 0.95% 0.95%
15 Month CD Special**
$500 $500 to $9,999.99 1.35% 1.36%**



$10,000 to $49,999.99 1.35% 1.36%**



$50,000 to $99,999.99 1.35% 1.36%**
13 Month CD Special***

$500 $500 to $9,999.99 1.10% 1.11%***



$10,000 to $49,999.99 1.10% 1.11%***



$50,000 to $99,999.99 1.10%
1.11%***
9 month CD Special

$500 $500 to $9,999.99 0.65% 0.65%



$10,000 to $49,999.99 0.60% 0.60%



$50,000 to $99,999.99 0.60%
0.60%
Money Market Special
Business or Personal
New Funds*
*New funds only. If minimum daily balance falls below $1,000 OR $2,500 average daily balance, a $15 service charge will apply. Six transfers or withdrawals allowed per statement cycle, $4 for every transfer/withdrawal above 6. $2,500
0.947% 0.95%
 











 Regular CD and IRAs





3 month
 $500 for CDs
$250 for IRAs

0.01% 0.01%
9 month
 $500 for CDs
$250 for IRAs

0.01% 0.01%
15 month
 $500 for CDs
$250 for IRAs

0.04% 0.04%
18 month
 $500 for CDs
$250 for IRAs

0.05% 0.05%
24 month
 $500 for CDs
$250 for IRAs

0.25% 0.25%
30 month
 $500 for CDs
$250 for IRAs

0.25% 0.25%
36 month
$500 for CDs
$250 for IRAs 

0.40% 0.40%
48 month
$500 for CDs
$250 for IRAs 

0.50% 0.50%
60 month
$500 for CDs
$250 for IRAs 

0.60% 0.60%

*Annual Percentage Yield. Penalties will be imposed for early withdrawal. Fees may reduce earnings. APY is subject to change without notice and is accurate as of November 12, 2019.
** Annual Percentage Yield.  Available as of November 12, 2019 in all Select Bank & Trust markets. Minimum opening deposit is $500. One penalty free withdrawal of up to 50% of opening balance after the first 90 days. After the first withdrawal, the penalty for additional withdrawals will be forfeiture of 90-days of interest on the amount withdrawn. Fees may reduce earnings.
***Annual Percentage Yield. Available as of November, 2019 in all Select Bank & Trust markets. Minimum opening deposit is $500. One early withdrawal allowed during original CD term without penalty. After the first withdrawal, the penalty for additional withdrawals will be forfeiture of 90-days of interest on the amount withdrawn. Fees may reduce earnings.